Wyoming has one of the smallest sets of certified accounts in the country — 14 of them, against a national median of around 32, which places it #48 of the 51 states and territories we track. Only 2 of those come from an institution rooted in Wyoming; the other 12 are national banks whose accounts appear on every state list. At 14% local against a 36% median, Wyoming leans unusually hard on national providers.
9 of the 14 carry a $0 monthly maintenance fee; the 5 that do charge run from $4.95 to $12 a month. 10 can be opened with $0 on deposit, and the largest opening deposit asked anywhere on this list is $25. None of the 14 operate an overdraft program at all.
The state-based listings here come from Hilltop Bank and Zions Bank.