Alaska has one of the smallest sets of certified accounts in the country — 12 of them, against a national median of around 32, which places it #50 of the 51 states and territories we track. Only 1 of those come from an institution rooted in Alaska; the other 11 are national banks whose accounts appear on every state list. At 8% local against a 36% median, Alaska leans unusually hard on national providers.
9 of the 12 carry a $0 monthly maintenance fee; the 3 that do charge run from $5 to $12 a month. 8 can be opened with $0 on deposit, and the largest opening deposit asked anywhere on this list is $100. None of the 12 operate an overdraft program at all.
One Alaska institution supplies the state-based listings on this page: Northrim Bank.