Search / Checking accounts by state / Pennsylvania Low-cost checking accounts in Pennsylvania There are 58 Bank On certified checking accounts available to residents of Pennsylvania. Of those, 39 carry a $0 monthly maintenance fee and 52 charge no overdraft fees at all. 31 come from local or regional institutions rooted in Pennsylvania, while 27 are offered by national banks serving customers across the country.
Certified accounts 58
$0 monthly fee 39
No overdraft fees 52
Local institutions 31 Trumark Credit Union Foundational
Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Trumark and participating STARs ATMs Bank of America
SafeBalance Banking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees Yes
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs None (No fees for using any ATM) Alliant Credit Union
High-Rate Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs 80,000+ Alliant Credit Union
Teen Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs 80,000+ Ally Bank
Spending Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs 75,000+ Chase
Secure Banking Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs 14,000+ LendingClub
Level Up Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs -1+ nbkc bank
Everything Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs 90,000+ Quorum Federal Credit Union
QFlex Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Woodforest National Bank
WBank Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Contact bank
Capital One
360 Checking Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs 70,000+ First National Bank
eStyle Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Contact bank
3Hill Credit Union
Simple Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Contact bank
Dollar Bank
Smart Start Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Firstrust Bank First
Checking and First Eagles Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Contact bank
Heritage Financial Credit Union
Opportunity Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Contact bank
Peoples Bank
Empower Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Provident Bank
Bank On Provident Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees Yes
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Univest Bank and Trust Co.
Value Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees Yes
Free ATMs Univest, Allpoint Citizens & Northern Bank
C&N Simple Debit Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. First Commonwealth Bank Confidence Checking™
Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. First Commonwealth Federal Credit Union
Fresh Start Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs surcharge-free ATMs First Keystone Community Bank
Keystone Bank On Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Contact bank
Kish Bank Sunrise
Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Penn Community Bank
Access Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees Yes
Free ATMs Penn Community Bank People First Federal Credit Union First
Step Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Discover Bank
Cashback Debit Checking Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. KeyBank Hassle-Free
Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $10
Overdraft fees None
Free ATMs KeyBank Brentwood Bank
Everyday Spending Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees None
Free ATMs N/A Finanta Federal Credit Union
Core Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees Yes
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. First Bank
Community Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Orrstown Bank Growth
Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees Yes
Free ATMs 2+ Dollar Bank No Overdraft
Checking Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees None
Free ATMs 55,000+ Finanta Federal Credit Union
Smart Choices Independent Teen Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. NexTier Bank Perfect Fit
Checking Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees None
Free ATMs Freedom ATM Alliance Network QNB Bank
Opportunity Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees None
Free ATMs unknown NBT Bank NBT
iSelect Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $25
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. ESSA Bank
Stress Less Account Online bill pay Mobile check deposit Debit card
Monthly fee Free
To open $50
Overdraft fees None
Free ATMs MoneyPass Bank On Buffalo
Stress Less Account Online bill pay Mobile check deposit Debit card
Monthly fee $2.00
To open $25
Overdraft fees None
Free ATMs MoneyPass ERIEBANK Stress Less
Checking Online bill pay Mobile check deposit Debit card
Monthly fee $2.00
To open $25
Overdraft fees None
Free ATMs MoneyPass CNB Bank
Stress Less Checking Online bill pay Mobile check deposit Debit card
Monthly fee $2.00
To open $25
Overdraft fees None
Free ATMs MoneyPass First Citizens Community Bank
Budget Checking Online bill pay Mobile check deposit Debit card
Monthly fee $3.00
To open $50
Overdraft fees None
Free ATMs FCCB Santander Bank Santander
Essential Checking Online bill pay Mobile check deposit Debit card
Monthly fee $4.00
To open $10
Overdraft fees None
Free ATMs Santander TD Bank TD
Essential Banking Online bill pay Mobile check deposit Debit card
Monthly fee $4.95
To open $0
Overdraft fees None
Free ATMs TD Fulton Bank Xpress
Account Online bill pay Mobile check deposit Debit card
Monthly fee $4.95
To open $0
Overdraft fees None
Free ATMs 4+ M&T Bank
MyWay Banking Checking Account Online bill pay Mobile check deposit Debit card
Monthly fee $4.95
To open $25
Overdraft fees None
Free ATMs 2,000+ Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $0
Overdraft fees None
Free ATMs 60,000+ Tompkins Community Bank
Smart Spend Checking Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $0
Overdraft fees None
Free ATMs Tompkins Community Bank Citizens Bank
Checking Account Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $0
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $0
Overdraft fees None
Free ATMs 65,000+ S&T Bank
Easy Banking Account Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $25
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Wells Fargo
Clear Access Banking Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $25
Overdraft fees None
Free ATMs 10,000+ Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $25
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. The Dime Bank
Opportunity Account Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $25
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. Online bill pay Mobile check deposit Debit card
Monthly fee $5.00
To open $25
Overdraft fees None
Free ATMs 40,000+ United Bank
Essential Checking Online bill pay Mobile check deposit Debit card
Monthly fee $7.00
To open $25
Overdraft fees None
Free ATMs Not specified, but belongs to several surcharge-free ATM networks. nbkc bank
Money Market Account Online bill pay Mobile check deposit Debit card
Monthly fee $12.00
To open $0
Overdraft fees None
Free ATMs 90,000+ Next steps for Pennsylvania residents